with the no bank version the only way to switch banks is to give the window focus (a task unto itself) and hit shift 1 ect for the bank
to give the window focus i usually right click it and pick set as secondary hotbar get it on the right bank, then reassign primary, secondary, ect.
this hasn't happened to me since a couple patchs ago. i guess make sure you're camping out and not using /quit or the close button. (/quit doesnt always save ui settings)
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